VP – Credit Analyst (Financial Institutions)

Key responsibilities

• Undertake due diligence visits to counterparties, lead credit conversations and collect credit information
• Conduct in-depth credit research & analysis on financial institution counterparties including analysis of business risk, historical/projected financials and write high quality credit memos
• Independently take credit decisions on derivative and financing trade approvals with an understanding of the potential credit exposure of the trades to be executed
• Continuous monitoring of counterparties in the portfolio including news search, regulatory & industry developments and company’s interim financial performance.
• Investigate credit limit breaches by speaking to Sales, Operations and Credit Risk Analytics team, determine the cause and escalate as per Credit Policies.
• Prescribe credit terms and financial covenants for legal documents such as ISDA, CSA, GMRA, GMSLA, etc.
• Participate in presenting sector and industry reviews in global credit committees.
• Participate in global projects on enhancing the credit risk control framework.