Singapore, Singapore

AVP – Credit Analyst

Our client, a financial service provider in the digital banking/payments sector. As a AVP – Credit Analyst you’d be able to work on interesting projects related to the retail/consumer credit space and solve many interesting problems that the firm is facing. Along the way you will be able to learn new ways of working, and help build delightful high-quality products for the customers. To design and build Credit risk management solutions and strategies for entire customer lifecycle, i.e., Originations, Portfolio Management and Collections, for Retail Assets, leveraging data and analytics outcomes.

Please contact Sophia Lin on +65 6850 7206 or email your cv directly in word format with job reference no.12975 to corporategovernance@theedgepartnership.com

Please note that due to the high number of applications only shortlisted candidates will be contacted. If you do not hear from us in the next 5 business days we regret to inform you that your application for this position was unsuccessful.

EA Licence: 16S8131

Recruiter Licence: R22104669

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Key responsibilities

Analyse diverse data required to develop risk strategies for the company.
Undertake credit and fraud risk strategy design and development on lending propositions, with focus on high quality, delivery within agreed timelines and alignment with approved credit policy
Design, develop and implement data-driven risk strategies (income estimation, cut-off setting, indebtedness checks, loan amount assignment, risk-based-pricing) for lending products using traditional, and non-traditional data
Decipher and incorporate local regulatory requirement related to unsecured lending in the credit risk strategy
Ensure new origination, portfolio and collections performance meets defined key performance indicators and within the defined risk appetite and ensure consistent application and enforcement of risk policies
Ensure that risk strategies are accurately tested and continually benchmarked with the help of advanced data analytics
Work independently with various stakeholders such as Product, Technology, Data Engineering, Analytics, etc. to align with business goals
Lead the effort on documentation and adhering to risk approval process related to risk strategy design and development

Role requirements

At least 5 to 8 years of relevant experience
Experience in strategy development, customer segmentation and / or credit policy
In depth understanding of local regulation related to unsecured lending.
Strong analytical ability, with technical competency to deliver industry standard outputs
Sound knowledge of Credit Risk is desired with ability to perform related data analysis
Strong interpersonal skills with the ability to engage and influence multiple stakeholder and drive decisions
Strong Communication (written and oral) and presentation skills.

Singapore, Singapore

AVP – Credit Analyst

Key responsibilities

Role requirements

Apply for this Job

AVP – Credit Analyst

Singapore, Singapore

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