VP – Portfolio Management (Funding, Liquidity, ALM)

Key responsibilities

Asset Forecasting, Liquidity Management & Allocation

• Collect and validate asset forecasts from Commercial Officers; drive process improvements.
• Generate forecasts to support SPV funding and new funder acquisition.
• Allocate receivables deals to appropriate investment vehicles based on eligibility, liquidity, and portfolio limits.
• Develop and refine forecasting and liquidity management processes and tools.
• Manage insurer allocations across deals and ensure updates over their lifetimes.
• Coordinate funder approvals for pools with special asset placement requirements.
• Design and implement strategies to mitigate liquidity shortfalls (e.g., capital calls, reallocation).
• Use forecasts and constraints to ensure sufficient liquidity across all portfolios.

SPV Management

• Approve payments via central service providers and ensure liquidity coverage.
• Optimize returns on idle funds through short-term investments.
• Ensure accurate and timely capture of payment flows in cash flow models.
• Conduct regular profitability checks and monitor key performance dashboards.
• Address overdue payments and enforce concentration limit compliance.
• Reconcile profitability reports with internal teams and vendors.
• Manage vendor selection, contract negotiation, and performance oversight.
• Track note redemptions; ensure accurate tax and financial reporting compliance.

Deal Economics Monitoring

• Monitor deal utilization rates; engage originators to resolve low usage.
• Evaluate ongoing profitability and escalate underperforming deals to management.
• Analyze deal performance against financial targets and recommend adjustments.
• Collaborate with finance and operations to align financial models with actual results.